Payments

Pennys Bookstore accept the following Payment Types: Credit Card, Laybuy, and Afterpay.

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Credit Card Payments

We accept Mastercard, Visa and American Express for New Zealand customers.

Afterpay

Afterpay enables buyers to purchase items and receive them straight away – while paying them off in four fortnightly interest-free payments.

To be eligible for Afterpay, buyers must:

  • live in NZ
  • be at least 18 years old
  • be capable of entering into a legally binding contract
  • have a valid and verifiable email and mobile number
  • use a NZ debit or credit card to make the purchases.

Afterpay is free for buyers, providing you pay instalments on time. Afterpay set individual credit limits per user.

Afterpay FAQ
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Laybuy

If something’s twisting your arm, Laybuy lets you receive your purchase now and spread the total cost over 6 weekly automatic payments. Always interest-free.

To be eligible for Afterpay, buyers must:

  • live in NZ
  • be at least 18 years old
  • use a NZ debit or credit card to make the purchases.

Manage all your payments both online and in store via your dashboard. Complete multiple payments at once, track your spending and much more.

Update your card details, manage up coming payments and always be in control of your money.

Important

If you fail to make payment, you may be charged a late payment fee of $10.

Laybuy FAQ
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